HOA Spending Money Without Paper Trail

Hi Rachel,

Georgia law requires HOAs to maintain accurate financial records and provide homeowners access to them upon request. Under Georgia Code Section 14-3-1602, homeowners in incorporated HOAs have the right to inspect financial documents, including budgets, income statements, and expense reports. If the board is spending money without a clear paper trail, homeowners can take several steps to demand transparency.

Start by submitting a written request for financial records, citing the relevant state law and your HOA’s governing documents. If the board refuses, homeowners can escalate the issue by calling a special meeting, forming a financial oversight committee, or petitioning for a board recall if financial mismanagement is suspected.