Question:
Hi there! So have an apartment unit and the water sprinkler system busted and HOA has their own insurance but is there a law in va that you need to use their insurance or can you use your own insurance?
Another question, can the HOA tell you what you can do in your own unit like painting walls and installing new flooring in your own unit can they tell you what to do on the interior?
– William
Answer:
Hi William,
If your insurance can cover the water sprinkler system, you may generally use your own insurance. However, it is best to discuss this issue with your HOA board first.
As for your second question, yes, an HOA can generally impose rules even when it comes to the interior of your unit. This includes prohibiting certain types of flooring, usually due to noise or safety issues. Check your governing documents to see what specific rules your HOA has when it comes to architectural changes.
Disclaimer: We are not lawyers. The information provided on this website does not constitute legal advice.
