Question:
Are residents required to put HOA on their homeowner’s insurance policy?
– Patricia
Answer:
Hi Patricia,
Generally, no. HOA insurance and homeowners insurance do not overlap. The HOA usually carries its own insurance that also does not cover individual homeowners and their properties/belongings. That said, check your governing documents to know for sure.
Disclaimer: We are not lawyers. The information provided on this website does not constitute legal advice.
