HOA’s Power to Foreclose in Michigan

Question:

I owe dues to my homeowner’s association. My understanding is that the dues are applied as a lien against my property. As such, I cannot sell the property without first satisfying the amount of the lien, along with any penalties. I understand and accept this.

Is the homeowner’s association able to collect on the lien prior to sale of the property? If so, would a judgement in a court of law be required first to compel me to pay? Or, are they allowed to foreclose on my property because of this?

Thank you in advance.

– Rob

 

Answer:

Hi Rob,

An HOA may refer your account to a collection agency or a lawyer. Additionally, HOAs in Michigan can generally foreclose on your property after placing a lien on it.

 

Disclaimer: We are not lawyers. The information provided on this website does not constitute legal advice.

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