I have a condo for sale. But the HOA refused to provide the master insurance to buyer’s lender. The lender doesn’t approve the mortgage loan to buyer. The result is I can’t sell my condo. May I file a complaint to HOA?
If you still need a copy of the master insurance policy, you can try contacting your condo association’s insurer. You might be able to request a copy of the policy — or at least a summary of the policy — from them to supply to lenders and others who require that this coverage is in place (such as mortgage lenders). Most policies consist of many pages, so perhaps a Certificate of Insurance will work just as well. It is important to understand that most associations require that the master insurance policy be kept in a safe place.
Disclaimer: We are not lawyers. The information provided on this website does not constitute legal advice.