Minnesota is home to a number of condominium and homeowners associations. These associations, though, must remain compliant with many state laws. Here are the Minnesota HOA laws you must know about.
Under the Minnesota Common Interest Ownership Act, a planned community with common elements can be formed by recording a declaration. It must also record a conveyance of the common elements subject to said declaration. A planned community without common elements, though, only needs to record a declaration.
Similarly, condominiums may be formed only by recording a declaration. Cooperatives, on the other hand, can also be formed by recording a declaration and a conveyance of the real estate subject to said declaration.
The Minnesota Common Interest Ownership Act oversees the creation, operation, management, and authority of all common interest communities formed on or after June 1, 1994. This includes homeowners associations, condominiums, and cooperatives.
You can find this Act under Chapter 515B of the Minnesota Statutes. It consists of four articles, each one divided further into sections.
There are two Acts that govern condominium associations: The Minnesota Condominium Act and the Minnesota Uniform Condominium Act.
The Minnesota Condominium Act controls the creation, management, operation, and authority of condominium associations that choose to be governed by the Act. To qualify, the association must expressly elect to do so in its declaration.
You can find the Minnesota Condominium Act under Chapter 515 of the Minnesota Statutes. It consists of 32 sections, namely:
The Minnesota Uniform Condominium Act oversees the creation, alteration, management, and termination of condominiums formed after August 1, 1980. You can find this Act under Chapter 515A of the Minnesota Statutes. It consists of four articles, each one divided further into sections.
The Minnesota Nonprofit Corporation Act provides legal guidance to non-profit corporations in terms of corporate structure, procedure, and management. Most associations in Minnesota form as non-profit corporations and are, thereby, governed by this Act.
You can find the Minnesota Nonprofit Corporation Act under Chapter 317A of the Minnesota Statutes. It consists of 15 articles, namely:
Homeowners associations may not prohibit members from displaying the United States flag or the flag of the State of Minnesota (Minn. Stat. Section 500.215). Any rule or covenant that forbids flag display is deemed void and unenforceable. However, associations may impose certain limitations such as the size, installation, and manner in which the flag will be displayed.
According to the HOA laws of Minnesota, homeowners associations must make association records available to members for inspection (Minn. Stat. Section 515B.3-118). When a homeowner requests to review these records, the HOA must provide physical or electronic copies. If the association does not maintain a document in electronic form, though, then it is not required to produce an electronic version of the requested document. The association may charge a fee to the requesting homeowner, but with certain limitations.
The Minnesota Collection Agencies Act offers state-level protection to consumers, i.e. homeowners, with debts. It regulates debt collection practices in much the same way as the federal Fair Debt Collection Practices Act. Under state law, third-party debt collectors may not make use of improper practices when attempting to collect a debt.
The Minnesota Human Rights Act is the state equivalent of the federal Fair Housing Act. This Act prohibits discrimination based on national origin, color, race, sex, sexual orientation, religion, creed, marital status, familial status, or status with respect to public assistance.