HOA Sues Insurance Company For Refusing Claim

An HOA sues an insurance company after the latter refused to give the former a payout for their claim. And it all started with a virus.

Dead Lawns Everywhere

Valencia Reserve Homeowners Association, an active adult community located in Boynton Beach, Florida, represents 1060 homes. The association recently experienced a problem with its turf after an outbreak of the Sugarcane Mosaic Virus.

The virus, which is known for imprinting a brown mosaic, turned into a big problem for the community. It ultimately decimated many lawns in Valencia Reserve.

HOA Sues Insurance Company

The HOA turned to its insurance provider, Beazley Insurance, and made a claim under the policy’s “pollution loss.” Valencia Reserve aimed to use the money to get the virus problem under control. However, the provider denied the HOA’s claim.

The affected turf is presumably located in the common areas of the neighborhood, which is likely why the HOA is bearing the responsibility for virus control. More often than not, homeowners are only responsible for the maintenance of their own properties.

Now, the HOA is suing Beazley Insurance, seeking unspecified damages.