Family owned and operated since 1933, Litaker Insurance is managed by the third generation of the Litaker family. Our insurance agency’s core principles and service philosophy have remained unchanged since our founding by Charles H. Litaker, Sr. Based in Charlotte, North Carolina, our capabilities allow us to service family and business insurance needs in the Charlotte metro area and across North and South Carolina. We are an independent insurance agency – we select the insurance companies we represent so we can bring our insurance client’s the most comprehensive range of insurance protection options and superior claim service, for this generation, and the next.
Property owner associations have to pick up insurance coverage for home, condominium, and townhouse outside of defined owner units as well as coverage for common area structures. A comprehensive insurance program for condo and town house associations shouldn’t stop there. The board of directors can be held personally liable for damages resulting from breach of duty, and other actions; many associations have obligations to provide workers compensation coverage; and the association can be legally liable for a range of accidents that could occur on the common property or in the conduct of activities carried out under the direction of your association.
We know all that, and Litaker Insurance can help your association evaluate your risks and insurance program options. We have the choices that will allow us to assemble the right risk management and insurance program for you.