Insurance can be a tricky subject to navigate, especially when you own a home in a community operated by an HOA. As a homeowner, do you need homeowner insurance if your HOA already has a master policy? Let’s find out. What Is the Difference Between…
Property and casualty insurance is an essential form of insurance that all homeowners should get. Learn what this insurance is and what it covers by reading on. What Is Property and Casualty Insurance? Property and casualty insurance is an umbrella term, with many types…
Homeowners associations face a lot of potential liability, and the best way to protect themselves is to purchase the proper insurance policies. One of these is HOA workers’ comp insurance. HOA Workers’ Comp Insurance: What It Is and Why It’s Important Workers’ compensation insurance,…
Proper insurance coverage is one of the best ways to protect your community from natural disasters and emergencies. But, many associations tend to overlook insurance that protects board members from liability. Here’s everything you need to know about HOA Directors and Officers insurance and why…
Disaster can strike without warning — especially in a country that is extremely vulnerable to earthquakes, floods, hurricanes, typhoons, and so on. Is your community capable of handling the damage that these natural disasters might bring? If not, securing natural disaster insurance should be of…
Many HOA board members and residents question the importance of proper homeowners association insurance. Maintaining the correct types and limits of HOA insurance, though, offers a safety net that shields your association from unexpected and possibly disastrous losses. What Is HOA Insurance? No matter…
Unlike insurance for single-family homes — which is pretty much cut and dry — condominium homeowners insurance can be quite complicated. Why? Because as a condo owner, you need to think about insurance coverage for your unit as well as the insurance covered by your…